Capio Teknologi Indonesia
Payment Systems & Settlement

Compliance support for Bank Indonesia regulations (PBI)

Helping payment system providers, e-money issuers, and settlement participants align IT operations with Bank Indonesia regulatory expectations.

Payment System ReadinessOperational RiskIT GovernanceEvidence PreparationAudit Support
Focus Areas

What this regulation typically covers

Payment system provider licensing and operational readiness

E-money issuance and settlement controls

QRIS-related interoperability and compliance considerations

Settlement and clearing process controls

IT risk management for payment system providers

Business continuity and incident reporting obligations

How Capio Helps

Where we support your organization

  • Review current IT and operational controls against Bank Indonesia's payment system regulatory expectations
  • Map evidence and documentation typically requested during BI examinations
  • Support SOP and control documentation for settlement and reconciliation processes
  • Advise on IT risk management practices relevant to payment system providers
  • Prepare incident reporting and business continuity documentation structures
Recommended Engagement Path

How we typically work together

01
Discover

Understand the organization's payment system license category and current operating model.

02
Assess

Review existing controls, SOPs, and evidence against typical BI regulatory expectations.

03
Plan

Define a remediation and documentation roadmap prioritized by examination risk.

04
Implement

Support SOP, control, and evidence documentation build-out.

05
Validate

Internal review/mock examination ahead of regulatory engagement.

06
Support

Ongoing advisory as regulations or business operations evolve.

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FAQ

Common questions

No. Capio prepares your organization's documentation, controls, and readiness; direct regulatory engagement remains between your organization and Bank Indonesia.

Information on this page is provided for educational purposes and should not be considered legal advice. Regulatory requirements may change from time to time. Organizations should always refer to the latest official regulation and consult the relevant regulator or professional advisor for formal interpretation.

Last reviewed: 2026-06-21

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