Capio Teknologi Indonesia
Industry Focus

Financial Services

Compliance and digital trust for financial and regulated organizations

Supporting banking, multifinance, fintech/PJP, and insurance organizations across compliance, cybersecurity, and digital systems.

OJK & BI ReadinessISO 27001 / 27701IT Audit & GovernancePentest & Cybersecurity
Focus Areas

What we typically address

OJK and Bank Indonesia regulatory compliance

IT risk management and cyber resilience

ISO 27001 and 27701 certification readiness

Lending, payment, and reconciliation system development

Audit and examination readiness

Sub-Sectors

By sub-sector

Banking IT Audit & Governance Readiness

Helping banks strengthen IT risk management, core banking security, and payment system integration in line with OJK and Bank Indonesia expectations.

  • POJK IT risk management compliance
  • Core banking system security review
  • BI-Fast and payment system integration controls
  • ISO 27001 certification readiness
  • IT audit and examination preparation

Multifinance SOP, IT Audit & OJK Readiness

Supporting multifinance companies with OJK compliance, lending workflow systems, and reconciliation controls.

  • POJK IT risk management compliance for multifinance
  • Loan Origination System (LOS) and Loan Management System (LMS) development
  • Reconciliation and collection reporting controls
  • ISO 27001 certification readiness
  • SOP documentation for credit and collection processes

Fintech, PJP & Payment API Security Readiness

Helping fintech lenders and payment system providers (PJP) meet OJK and Bank Indonesia requirements while building integration-ready platforms.

  • PBI payment system provider (PJP) compliance
  • OJK fintech lending regulatory requirements
  • API-ready lending and payment platform architecture
  • Penetration testing ahead of funding rounds or partner due diligence
  • ISO 27001 certification readiness

Insurance Cybersecurity, ISO & PDP Readiness

Helping insurance institutions strengthen IT governance, audit readiness, and policyholder data protection.

  • POJK IT risk management compliance for insurance
  • IT governance and evidence repository structuring
  • PDP-aligned policyholder data handling
  • ISO 27001 certification readiness
  • Business continuity and claims system resilience
Recommended Engagement Path

How we typically work together

01
Discover

Identify your specific sub-sector (banking, multifinance, fintech/PJP, or insurance) and applicable regulators.

02
Assess

Gap assessment against the relevant regulatory and security baseline.

03
Plan

Build a roadmap covering compliance, security, and systems priorities.

04
Implement

Execute documentation, control, and system improvements.

05
Validate

Mock audit/examination and security testing before regulatory engagement.

06
Support

Ongoing advisory through regulatory cycles.

Relevant Regulations & Standards

Compliance frameworks that apply to this industry

Related Client Journeys

See how we've supported similar organizations

Multifinance

ISO 27001 Readiness for a Multifinance Company

From scattered security documents to an audit-ready ISMS within 10 weeks.

40+
Documents reviewed
7
Departments mapped
10 wks
Readiness journey
Read client journey →
Fintech

Penetration Testing for a Fintech Lending Platform

From “we already have a working platform” to “we know what must be fixed before business expansion.”

3
Application layers tested
8
Major business flows reviewed
25+
Findings categorized by risk
Read client journey →
Insurance

IT Governance Review for an Insurance Institution

From repeated audit findings to clearer ownership, better evidence, and stronger IT accountability.

6
Key IT processes reviewed
30+
Control points mapped
50+
Evidence items structured
Read client journey →
Banking

FSCM Software Development for Banking Industry

From manual coordination to a working FSCM platform delivered on time.

5
Main user roles defined
8
Core workflow stages mapped
20+
User screens designed
Read client journey →
Client Experience

Relevant client experience

Selected references are anonymized where confidentiality applies.

Multifinance Partner

Name masked due to confidentiality.

Financial ServicesMultifinance
ISO readinessIT governanceAudit preparation
View related journey →

Lending Platform

Name masked due to confidentiality.

FintechLending
PentestAPI testingRemediation support
View related journey →

Insurance Group

Name masked due to confidentiality.

InsuranceFinancial Services
IT governanceSOP reviewAudit evidence
View related journey →

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